YOUR BANK could be committing FRAUD and ILLEGAL FORECLOSURE!

MORTGAGE FRAUD and ILLEGAL FORECLOSURE is not just a news story - IT IS REALITY.

If you are facing foreclosure and your bank is refusing to work with you, railroading you into endless loan modification processes, losing your paperwork, giving you the runaround, etc. YOU ARE PROBABLY A VICTIM OF MORTGAGE FRAUD and the bank is HIDING the truth about your loan. According to a groundbreaking new independent audit of the mortgage market, 99% of mortgages in foreclosure have ERRORS in the chain of assignments that make the note invalid and the foreclosure ILLEGAL. And 84% are tainted by outright FRAUD and VIOLATIONS of the Law.

The MORTGAGE FRAUD FACTORY - DocX

This is the paper mill that Bank of America, Wells Fargo, and many other banks used to forge documents to illegally foreclose on unsuspecting homeowners. Most of the time the bank no longer owns the mortgage note (having sold it to private investors and already made their money back many times over) and therefore has no right to foreclose on the home - instead they hire dishonest FRAUD companies like DocX to make FAKE mortgage notes with fake signatures and often wrong dates, to illegally steal your home!

DocX - Document "Sweat Shop" subsidiary of Lenders Processing Services (LPS)
DocX - NOW CLOSED !!! this "paper mill" office ..... now considered...... a crime scene

Evidence of ROBO-SIGNING and FRAUD on Mortgages

LINDA GREEN'S MANY SIGNATURES - Linda was LPS's most successful employee - there were HUNDREDS of Linda Greens with thousands of different signatures and handwriting styles.

BANKS COMMITTING FRAUD ACROSS THE NATION:




MASSACHUSETTS:
"My registry is a CRIME SCENE as evidenced by this forensic examination...
I can tell you that every single assignment of mortgage that was recorded for the purpose of foreclosing the homeowner is invalid, overtly fraudulent, or criminally fraudulent. This is disgusting, and this is criminal" (John O'Brien - Massachusetts Register)

This CRIME ....has affected thousands of homeowners..their property rights trampled on and their chain of title compromised. This evidence has made it clear....  banks such as Bank of America, Wells Fargo, JP Morgan and others...... have played fast and loose with people’s biggest asset – their homes. My findings also show.....clouds on title due to the recording of defective and invalid discharges and assignments of mortgage.

NORTH CAROLINA:     

REGISTER REJECTS ROBO-SIGNED DOCUMENTS 

Documents included 1,947 signed by Linda Green with 15 different signature variations

REGISTER OF DEEDS JEFF THIGPEN REFUSES TO CREATE A CRIME SCENE
Register of DeedsThigpen sent state and federal regulators over 4,500 robo-signed documents submitted by DocX, a company owned by Lender Processing Services contracted by Wells Fargo, Bank of America, and MERS amongst others. See letter sent to Iowa Attorney General "detailing crimes" (HERE)

Marie McDonald (McDonnell Property Analytics) through a legal affidavit, explained the results of her independent audit of Register John O’Brien's registry. It reads in part:  ...."the banks set up in-house document execution teams, or outsourced the  preparation of their assignments to third parties who manufactured them out of thin air without researching who really owns the mortgage.… "What this means is that the degradation in standards .....so fatally flawed that the institutions, including many pension funds, that purchased these mortgages don’t actually own them because the assignments of mortgage were never prepared, executed and delivered ....in the normal course of business at the time of the transaction.

Lawyer Extraordinaire!Lynn Symoniak

A FRAUDclosure victim in the 60 minutes story but a "Hero" to homeowners.  Lynn has sacrificed for all of us - Great Job Lynn!

Watch her 60 Minutes story (and her exposure of the Linda Green mortgage forgeries) HERE:

MICHIGAN:  FRAUD BOMBSHELL: Attorney General Bill Schuette Subpoenas LPS !!

Michigan AG

The attorney general said he is seeking information about documents signed by DocX employees both male and female FRAUDulently signing as “Linda Green.” “Allegations of forged mortgage documents are very serious and require a thorough investigation, I will continue to work closely with federal and local authorities to find answers.

FLORIDA:     R. B. "CHIPS" SHORE - Manatee County - Clerk  As Florida’s foreclosure crisis continues, Manatee County Clerk of the Circuit Court & Comptroller, R.B. “Chips” Shore, suggests that property owners conduct regular and routine public records searches for faulty liens and other documents that may be filed against their property. As the foreclosure process and “foreclosure mills” came under scrutiny for inaccurate documentation and other issues, the need to show clear and accurate title to one’s property came to the forefront.

Who's authorizing the filing of FRAUDulent documents on Florida property owners?

URGENT Action Alert: Lender Processing Services (LPS) - Criminal Investigation

WASHINGTON:

Washington State Attorney General (Rob McKenna) filed a lawsuit against the Bank of America's "Recon Trust" for conducting ILLEGAL FORECLOSURES on THOUSANDS of Washington State homeowners.

The suit alleges, amongst many charges, that "ReconTrust":

CREATED or permitted the use of documents that were FRUADulently and improperly executed, notarized or sworn to....and the notices and agreements contained conflicting dates and improper notarizations and ReconTrust employees sometimes FRAUDulently signed as officers of other entities.

"ReconTrust ... repeatedly broke the law and refused to provide information requested during our investigation," McKenna said. “ReconTrust’s illegal practices make it difficult, if not impossible, for borrowers ... to stop those foreclosures.”

Washington Attorney General sues ReconTrust for illegal foreclosures (press release here)

Some examples of the Bank of America & ReconTrust documents below:                     
(The Art & Science of Robo-signing (New & Improved Document Fabrication)

PENNSYLVANIA:

Montgomery County Recorder of Deeds Nancy Becker is urging registers of deeds across state and the country to withdraw public money from any banks affiliated with the Mortgage Electronic Registry System (MERS), which she claims is undermining the practice of accurate land recording.

"In recent years, mortgages have been assigned and reassigned multiple times, and when a bank or other entity doesn’t properly report these transfers, it makes it very difficult for homeowners to determine who holds their mortgages. It clouds the chain of title, and it’s prohibiting (officials) from recording revenues they should be recording," Becker said.

Since 2004, she estimates the county has lost $15 million in fees from 139,798 mortgages recorded via the MERS system - which fails to reflect assignments.

OHIO: Sherrod Brown introduces SB-824 Anti- Fraud (Robo-Signing) Bill

U.S. Senator Sherrod Brown (Ohio) - calls Robo-Signing - FRAUD !

(Click below) Read this 35 page Senate Bill titled - Foreclosure FRAUD
FORECLOSURE FRAUD SB -824 bill

(Click below) Press release - Showing how this bill - has solutions - to stop FRAUD
PRESS RELEASE

(Click below) OUTSTANDING letter outlining FRAUD and problems

Outline-Explanation of FRAUD and Problem

Are YOU a victim of mortgage fraud and illegal foreclosure? Do you suspect your bank is NOT telling you the whole truth?


CALL US TODAY TO KNOW YOUR RIGHTS! Our risk-free consultation will let you know IMMEDIATELY what you need to do to protect your home, regardless of income or how far behind you are on your payments. 

Call 1-855-LAW-5559.